Petros Koumantaros

For educators and parents

Built in a classroom. Ready for yours.

Everything on this page is free: the companion guide, the standards map, the one-page plan, and four terms of course materials.

A standards-aligned overview

Built from a course that was actually taught, Mr. 401(k)’s Principles of Financial Literacy is mapped benchmark by benchmark against the National Standards for Personal Financial Education (Council for Economic Education and Jump$tart, 2021). The book addresses 38 of 40 eighth-grade and 56 of 68 twelfth-grade national standards across all six topic areas, and a published educator map shows exactly where each standard is taught, with a verbatim anchor for every claim, and says plainly what the book leaves to the classroom.

Inside the book: 47 discussion-ready prompts, 7 hands-on exercises, a chapter summary for all 18 chapters, a 211-term glossary, a chapter-by-chapter sources section citing public datasets, a nine-section business-plan capstone, and a consumer-protection appendix on credit, insurance, and scams.

Written to a tenth-grade reading ceiling, with every number shown so it can be recomputed at a whiteboard. It is a supplemental or anchor text, not a packaged curriculum: as of mid-2026, thirty states guarantee every high school student a standalone personal-finance course, and this book arrives standards-mapped for the teachers, parents, and districts those mandates create.

The course behind the book

The full FinLit with Mr. 401(k) course is free and openly licensed (CC BY 4.0): slides and handouts from four taught terms.

About the course and licenseLatest term materials

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